THE TEAM AT LARKSPUR

Guides Who Spent Years Inside University Benefits Offices

Three planners in Fort Collins who translate PERA, TIAA and retirement paperwork for CSU faculty and staff.

Three people, one focus: helping CSU faculty and staff retire with a clear plan instead of a pile of paperwork.

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Daniel Okafor, CFP®

Founder & Lead Planner

Spent nine years inside university administration before founding Larkspur to help CSU faculty and staff turn PERA, TIAA and healthcare decisions into one clear retirement plan. Daniel started Larkspur in 2015 after watching too many smart, capable colleagues struggle to translate university benefits into a real decision. He is the one clients call when a retirement date feels more like a guess than a plan, or when a PERA option election needs a second set of eyes. His approach comes straight from that benefits office background: no jargon, no urgency, just a clear walkthrough of what each choice actually means for a client's income over the next thirty years. He works mostly with faculty and administrators within a few years of Rule of 90, and with the district staff and principals who find Larkspur through them.

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Priya Raman, CFA

Investment Strategist

Builds the income and tax plans behind each client's retirement, with a focus on sequencing withdrawals across PERA, 403(b) and personal accounts. Priya is the person behind the numbers that make a retirement plan hold up over time. When a client is deciding whether to draw from a 403(b) before or after PERA starts, or how to keep a healthcare bridge to 65 funded without paying more tax than necessary, that plan runs through her. She thinks in terms of sequencing and timing rather than picking investments, which fits a firm built around planning instead of trading. Clients rarely meet Priya first, but her work shapes nearly every income projection Larkspur puts in front of a client, and she is often the one who explains why a plan looks the way it does.

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Megan Holt

Client Service Manager

Runs onboarding, paperwork and the annual review calendar so clients always know what happens next. Megan is usually the first person a new client talks to at Larkspur, and often the one who keeps a retirement transition from feeling chaotic. She tracks every form, every signature and every deadline, from PERA elections to account transfers, so nothing slips between a decision and its execution. Clients who are used to university red tape tend to notice the difference right away. She also manages the annual review calendar, which means she is usually the one reaching out before a client has to wonder if it is time to check in. If a form needs to move, a meeting needs to be set, or a question needs an answer within a business day, Megan is who makes that happen.

Rooted in Fort Collins

This client base is concentrated around one campus and one town. The fall "Retiring from CSU" seminar fills a room every year, and most new clients arrive because a retiring professor told the next one to call.

Old Town storefronts, the CSU campus in autumn, and the seminar room where this year's Rule of 90 questions get answered out loud.

Ready to meet the people who'll guide your retirement?

Talk with Daniel, Priya, or Megan about your PERA, 403(b), and timeline. You will hear from one of us within one business day.